Coming soon to iPhone, Mac & web

Lakshly — Every rupee on target.

Private, on-device personal finance for India. Your statements are read on your phone, not on our servers, so you can see your budget, debt, credit, SIPs and rewards without giving your data away.

Join the waitlist View the source on GitHub

No ads
No tracking
Open source
Free tier forever

Why “Lakshly”?

लक्ष्मीLakshmiprosperity, abundance

लक्ष्यlakshaim, a target

Lakshlyevery rupee on target

Lakshmi’s lotus for calm, steady prosperity. Laksh for the goals you aim at. Lakshly gives every rupee a purpose, without the noise.

A calm, clear view of your money

Liquid Glass design on iPhone, Mac and the web. All screenshots use synthetic demo data.

Web Overview with net worth, monthly stats and cash flow (synthetic demo data) — Overview on the web

iPhone Overview in dark mode showing net worth and cash flow (synthetic demo data) — iPhone, dark mode

Import review: a parsed bank statement with editable categories, parsed on-device (synthetic) — Statement import, reviewed on-device

Theme picker with six themes: Lakshmi, Monochrome Gold, Graphite, Ocean, Forest and Rose Quartz — Six themes

Mutual fund CAS review with schemes, units, NAV and value (synthetic) — Mutual fund CAS, units and NAV

Lock screen: Unlock with Face ID or Touch ID — Face ID / Touch ID lock

Everything you need. Nothing you don’t.

Built for Indian money: UPI, SIPs, credit cards, EMIs and CAS statements.

On-device statement & CAS import

Drop in bank, credit-card or CAMS/KFintech CAS PDFs, even password-protected ones. They’re parsed on your device and the password is never stored.

Budgets that keep you on target

Monthly budgets by category with gentle progress and rollover, so you see where you stand before payday.

Debt planner

See how a small prepayment shortens your loan. Avalanche or snowball, with interest saved in rupees.

Credit, under control

Card utilisation, statement and due dates, total and minimum due, so you never pay a late fee again.

SIPs & investments

Folios, units and NAV from your CAS, SIP schedules with step-ups, and an honest projection.

Rewards

Points, cashback and expiry dates in one place, valued in rupees, so you can actually use them.

Six themes

Lakshmi, Monochrome Gold and Graphite are free. Ocean, Forest and Rose Quartz come with Premium. Every theme has light and dark modes.

Face ID lock

Face ID or Touch ID and an encrypted store, free for everyone. Security is never behind a paywall.

Our privacy promise

You’re the customer, not the product.

No servers holding your dataYour finances live on your device. Optional Premium sync is end-to-end encrypted, so we can’t read it.
AES-GCM encryptionImported data is encrypted at rest with AES-GCM-256. Passwords for locked PDFs are used once and never saved.
No ads, no trackingNo analytics, no third-party scripts, no selling or sharing of data. This page doesn’t track you either.
Open sourceThe code is public, so anyone can check these claims. App code is AGPL-3.0-or-later, and the schema and parsers are MIT.

Simple, honest pricing

A generous free tier. Premium pays for the work, not your data.

Showing prices for India.

Free

₹0forever

Statement & CAS PDF import, parsed on-device
Overview, Spend, 1 budget, 12 months of history
On-device categorisation
3 themes, light and dark
Face ID / Touch ID lock and encrypted store
Feedback & feature requests, credited when they ship

Join the waitlist

Premium Most loved

₹119/month

or ₹999/year (about ₹83/month)

Everything in Free
Debt planner, Credit, SIPs, Rewards, unlimited history, CSV/JSON export
On-device Gmail/Outlook statement auto-import
End-to-end-encrypted sync across iPhone, Mac and web
All 6 themes, widgets and app-icon packs
Priority feature requests (votes count 3×) and a human reply within 1 business day

Get early access

Planned for launch, not yet available: a 14-day free trial of Premium and family sharing. Prices are indicative and may change before launch. Nothing is charged today.

💛 Built with you

Lakshly is shaped by the people who use it. Every request gets an instant thank-you and a visible status:

Received
Planned
In progress
Shipped

Premium members’ requests are triaged first, with a human reply within 1 business day (IST, a target, not a contract). Every release’s Built with you changelog thanks, by name (opt-in), the people whose ideas shipped.

Join the waitlist

Be first to try Lakshly. We’ll only email you about launch and major product updates, nothing else.

Questions, answered

Is my financial data uploaded anywhere?

No. Statements are read and categorised on your device. In the web app, a Web Worker in your browser does it, and nothing is uploaded. If you later turn on Premium sync, it’s end-to-end encrypted, so it’s unreadable to us.

Do I have to link my bank account?

No. Lakshly doesn’t ask for bank logins. You import the statement PDFs or CSVs you already get, and your mutual fund CAS from CAMS/KFintech. Premium will add on-device Gmail/Outlook import of statements.

Which banks and cards are supported?

Today: CAMS/KFintech detailed CAS, HDFC, SBI and ICICI account statements, and HDFC and SBI Card statements. Other banks use a generic reader, and more adapters are on the way. Scanned (image-only) PDFs aren’t supported yet.

My statement PDF has a password. Is that okay?

Yes. Lakshly asks for it, uses it once to open the file on your device, and never stores it.

What does Premium cost?

₹119/month or ₹999/year in India, and $4.99/month or $39.99/year elsewhere. The free tier stays free, and security features are never paywalled.

When does Lakshly launch?

We’re building in the open right now. Join the waitlist and we’ll only email you about launch and major product updates. Unsubscribe anytime.

Is Lakshly open source?

Yes. The app code is AGPL-3.0-or-later. The shared schema, parsers and synthetic demo data are MIT. Browse the code on GitHub.